Key Workers
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The programme for key workers is underway here in the South of England, hopefully if the programme goes well the givernment shall start to help key workers all over the country, but it is starting down here firstly because of the price of property down here which can only be described as extortionate.
If you would like to know if you can benefit from this service from the government then please read on for all the facts relating to key workers. To be eligible you have to be working as a nurse, a teacher, a police officer, a social worker or a firefighter, these are all classed as key areas of work that we need. If you come into any of these categories then there is a good chance you qualify for aid. The government will help you to buy a home for you and your family or get you apartments that are available at a very good price to rent.
Under this programme you will be able to get a loan of anything up to fifty thousand pounds, if you are a small group of key workers who want to live together there is a chance that the government will give you a loan of anything up to one hundred thousand pounds. The government will also go into a scheme with you that is known as shared ownership, if you buy twenty five percent of the property, then the government will buy the rest and allow you to rent it from them at a reduced rate. There is also intermediate renting, which is a scheme where you decide on a rent that is not quite as low as the social services would offer the property and not quite as high as a private landlord would charge you as well. You need to contact your key zone area agent to see if you qualify for these fringe benefits to help you find accommodation.
When taking up this scheme there are certain things that you need to know, firstly that you must buy a property that is suitable for yourself and your needs, in other words you cant buy a mansion, yes we know they dont give you the money to buy one, but you know what we mean. Monies you receive in aid from the government will depend entirely on your financial position at the moment, for instance, if you have money in the bank and have your own property, living with a husband who is working, then you are going to receive less than a student straight out of university with no equity. If you area key worker and want more details then feel free to read further details on this web site, you caqn even discuss this in the forums with other people in your position.